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NACA - Neighborhood Assistance Corporation of America
What AI says about NACA - Neighborhood Assistance Corporation of America
NACA focuses on building strong neighborhoods through affordable homeownership, offering unique mortgage solutions without down payments or credit score considerations. The organization advocates for economic justice and provides comprehensive housing services to help low- and moderate-income individuals achieve homeownership.
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Products & Services
NACA Mortgage Program
A unique mortgage program that offers no down payment, no closing costs, no fees, and below-market interest rates, accessible to individuals regardless of credit score.
Housing Counseling Services
Comprehensive counseling services to assist members in navigating the home buying process and modifying predatory loans.
Property Renovation Assistance
Support for property renovations and repairs to help homeowners maintain and improve their properties.
Membership Assistance Program
Counseling for members who are delinquent on payments, including establishing payment agreements and providing financial assistance to avoid foreclosure.
Common Questions
What is NACA's mission?
NACA's mission is to fight for economic justice and provide affordable homeownership solutions to low- and moderate-income individuals.
How does NACA help those with poor credit?
NACA offers character-based lending criteria that allows individuals with poor credit to qualify for a mortgage without the typical fees and high interest rates.
Are there any fees associated with the NACA mortgage?
No, NACA mortgages come with no closing costs, no fees, and no down payment required.
What kind of support does NACA provide for homeowners?
NACA provides property renovation assistance and a Membership Assistance Program to help homeowners avoid foreclosure.
Where is NACA headquartered?
NACA is headquartered in Boston, MA.